North Penn Bank Consumer Loans

Fixed Rate Equity Loans

Equal Housing Opportunity Lender

LOAN TERM (MONTHS)	MINIMUM LOAN AMOUNT	APR	MONTHLY PAYMENT PER $1000 BORROWED	L-T-V RATIO
0-60	$10,000.00	4.490%	$18.64	*80 Percent
61-120	$10,000.00	4.990%	$10.60	Loan to
121-180	$10,000.00	5.240%	$8.03	Value

0-60	$10,000.00	5.990%	$19.33	*90 Percent
61-120	$10,000.00	6.490%	$11.35	Loan to
121-180	$10,000.00	6.990%	$8.99	Value

Annual Percentage Rates are effective as of June 1, 2011 and are subject to change without notice. Stated APRs are for qualified borrowers only and require payment via automatic deduction from your North Penn checking account and $10,000 minimum new money.

Final rate and APR will be determined based on review of credit application.

Other rates and terms available. Home Equity Lines-of-Credit are also available. Please contact any community office for additional information including fees. Payments per thousand and above do not include escrow for taxes and insurance that may be required.

For all other loan rates, call or stop by one of your local community offices.

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Click here for full disclosure. No fee special is available for PA properties. NY properties require a mortgage tax fee. If required, title insurance is the responsibility of the consumer. Borrower will reimburse lender for waived bank fees and lender paid 3rd party charges, if loan is paid off within 36 months of origination. APR shown is accurate as of 5/1/2011 and is subject to change without notice. Minimum loan amount is $10,000 in new money. Rate shown is for qualified borrowers only.