North Penn Bank Business Solutions

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Checking

FREE Small Business Accounts

Features unlimited check writing and deposits, no minimum balance, no per-check fees and no monthly service charges.

Premium Business Accounts

Enjoy unlimited check writing and deposits. A free small Safe Deposit Box.*

If the average monthly balance falls below $5,000.00, a $20.00 monthly service charge will apply. * Subject to availability

Sweep Accounts (Corporations)

This account functions like a regular checking account with one exception: funds in your account in excess of a specified amount (i.e. $10,000.00) are "swept" into a separate interest-bearing account (limit 6 transactions per statement cycle).

High Yield NOW Accounts (Sole Proprietors)**

Receive unlimited check writing and deposits, a free Debit Card and a free small Safe Deposit Box (or credit toward a larger one). Minimum balance required to open account: $5,000.00.

If the minimum daily balance falls below $5,000.00, a $15.00 service charge will apply.

** Interest-bearing accounts with a lower minimum balance requirement are also available

Money Market Accounts

These accounts earn higher interest rates than regular savings accounts! Minimum balance required to open account: $2,500.00.

The service charge we assess varies upon the balance you maintain in your account. We assess the service charge based upon your lowest daily balance during the month. For the following balance levels, the charges are: from zero to $499.99- $6.00 and from $500.00 to $749.99- $4.00. you may avoid these fees if you maintain, each day during the month, a daily balance of at least $750.00.

Money Market Plus Accounts

Successively higher interest rates and APYs will apply to accounts with a minimum daily balance in excess of $9,999.99, $24,999.99 or $74,999.99. Minimum balance required to open account and obtain APY: $2,500.00.

If the minimum daily balance falls below $2,500.00, a $25.00 service charge will apply.

Signature Money Market Accounts

These accounts earn higher interest rates than regular savings accounts! Minimum balance required to open account: $5,000.00.

The service charge we assess varies upon the balance you maintain in your account. We assess the service charge based upon your lowest daily balance during the month. For the following balance levels, the charges are: from zero to $499.99- $6.00 and from $500.00 to $4,999.99- $4.00. you may avoid these fees if you maintain, each day during the month, a daily balance of at least $5,000.00.

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Loans

Commercial Mortgages

Customized to fit your business needs, our Fixed Term Mortgages or Lines of Credit are available for purchase money transactions and refinances. The application process is simple and the decisions are made locally! SBA Loan Participant.

Term Loans

To purchase equipment or supplement your working capital. SBA Loan Participant.

Auto Loans

Available for new and used vehicle purchases as well as refinancing existing auto loans.

Indirect Financing

Dealer-friendly programs are available for new and used vehicle purchases.

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And More

Secure Online Banking with Bill Pay

Check your balance, review transactions and pay your bills in just a few easy clicks of a mouse. Trust us, once you've tried it, you'll wonder how you ever did without it! Plus, online check reordering is available on all accounts.

Statement Savings Accounts

Minimum balance required to open account: $5.00.

If the minimum daily balance falls below $100.00, a $2.00 service charge will apply.

Signature Statement Savings Accounts

Minimum balance required to open account: $5.00

Certificates of Deposit

Available for both business principals and employees in 91 days to 60 month terms. Minimum balance required to open and obtain Annual Percentage Yield on account: $1,000.00. Penalty for early withdrawal.

Individual Retirement Accounts (IRAs)

Certificates for deposit into Individual Retirement Accounts (IRAs) are available in 12 month to 60 month terms. Minimum balance required to open and obtain Annual Percentage Yield on account: $1,000.00. Penalty for early withdrawal and additional penalty may apply for withdrawal under age 59 1/2.

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